Retail Plan
Services Single Couple Family of 4
General Consultation unlimited unlimited unlimited
Specialist Consultation 3 per annum 4 per annum 4 per annum
Laboratory Investigations

Prescribed Drugs
Physiotherapy 5 sessions per annum 5 sessions per person per annum 5 sessions per person per annum
Management of Chronic Conditions
(Consultation, Drugs & Tests)
Available after 12 months
Plain & Contrast X-Rays Plain X-rays only
Ultrasound Scans
Admissions in Hospital General Ward General Ward General Ward
Admissions per Annum 15 per person 15 per person 30
Feeding on Admission
Drugs and Infusions
Antenatal Care & Delivery After 18 months After 18 months
Post Natal Care – 6 weeks After 18 months After 18 months
Neonatal Care including Ear piercing, Circumcision After 18 months After 18 months
Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception)
Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A)
Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever)
Emergency Care (Accidents & Emergencies, Resuscitative Life-Saving Treatment)
Ambulance Service Hospital to Hospital Hospital to Hospital Hospital to Hospital
Minor Surgeries All surgery limit
N120,000
After 12 months
All surgeries Limit
N250,000 couple
After 12 months
All surgeries limit
N250,000 per family
member After
12 months
Intermediate Surgeries
Major Surgeries
Optical Care Eye tests,Eye Glasses & Contact lenses Max 5k per person Max N10,000 per couple Max N7,500 per person
Primary Dental Care (Pain Relief, Scaling & Polishing, Simple Fillings, Simple Extractions) Scaling and
polishing Only
Scaling and
polishing Only
Max N20,000
limit per person

Dental Surgical Extraction
HIV/Aids Treatment (Tests, Drugs, Treatment) After 12 months After 12 months After 12 months
Special Investigations (ECG & EEG, Myelogram, CT Scan, ECHO, MRI Scan)
Mental Health Services Outpatient & Inpatient
Care 15 days Max
Outpatient & Inpatient
Care 30 days Max
Outpatient & Inpatient
Care 30 days Max
Annual Wellness Check Basic: Physical Exam,
BP, Blood Sugar,
PCV/HB, Urinalysis
Basic: Physical Exam,
BP, Blood Sugar,
PCV/HB, Urinalysis
Basic: Physical Exam,
BP, Blood Sugar,
PCV/HB, Urinalysis
Intensive Care, NICU, SBCU Limit 24 hours
Infertility Investigation (Basic Non Surgical Investigation) After 12 months After 12 months
Renal Dialysis 1 emergency session
ANNUAL PAYMENT OPTION
Premium per person per annum N23,999 N54,999
Premium per family (Principal,spouse and two children ) per annum N171,999
MONTHLY PAYMENT OPTION
Premium per person per month N3,000 N6,500
Premium per family ( Principal, spouse and two children ) per month N20,000
PRICE SUMMARY
Total Benefit per annum N1,200,000 N2,400,000 N4,800,000
Monthly Prorated Benefit* N100,000 N200,000 N480,000
Buy Buy Buy

SUMMARY OF BENEFITS- RETAIL EXECUTIVE PLAN
Services The Executive Plan
General Consultation Unlimited
Specialist Consultation Unlimited
Laboratory Investigations
Prescribed Drugs
Physiotherapy 10 sessions per annum
Nutrition/ Dietician Consultation Quarterly
Travel Immunization – Management of Chronic Conditions (Consultation, Drugs & Tests) Available after 12 months
Plain & Contrast X-Rays
Ultrasound Scans
Admissions in Hospital Private Ward
Admissions per Annum 40
Feeding on Admission
Drugs and Infusions
Antenatal Care & Delivery After 18 months
Post Natal Care – 6 weeks
Neonatal Care including Ear piercing, Circumcision
Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception)
Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV,Vitamin A)
Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever)
Emergency Care (Accidents & Emergencies, Resuscitative Life-Saving Treatment)
Ambulance Service
Minor Surgeries All surgeries Limit
N1 million per family member
Intermediate Surgeries
Major Surgeries
Optical Care Eye tests,Eye Glasses & Contact lenses Max N30,000 per person
Primary Dental Care (Pain Relief, Scaling & Polishing, Simple Fillings, Simple Extractions) Max N80,000 limit per annum
Dental Surgical Extraction Within dental limit
HIV/Aids Treatment (Tests, Drugs, Treatment) After 12 months
Special Investigations (ECG & EEG, Myelogram, CT Scan, ECHO, MRI Scan)
Mental Health Services Outpatient & Inpatient
Care 30 days Max
Annual Wellness Check Comprehensive: Physical Exam,
Stool Microscopy, Full Blood Count, Urinalysis,
Chest X-ray,Pap Smear, Mammogram
Intensive Care, NICU, SBCU 7 Days ICU
Infertility Investigation (Basic Non Surgical Investigation) After 12 months
Renal Dialysis 3 session

Waiting Periods- Retail

Waiting periods of 12 or 18 months applies to coverage of the following benefits, where purchased;

Exclusion – Retail

There are conditions/ services/ treatments that are not covered by some of our health plans. These include:

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