Our Elderly Healthcare Plans  @  Mitera Health
Plan Benefits / Medical Services Elderly Plan Elderly Plan Plus+
General Consultation Unlimited Unlimited
Specialist Consultation 3 per annum 4 per annum
Hospital Band/Category Band B-D Band A
Pharmacy Benefit Limits

₦150,000 Limit

₦300,000 Limit
Physiotherapy 6 sessions 20 sessions
Cancer Care ₦150,000 ₦1,000,000
Ear Nose and Throat Care ₦30,000 Limit ₦80,000 Limit
Inpatient Limit ₦1,000,000
Covered ✔
Admissions in Hospital General Ward General Ward
Admissions per Annum 15 per person 15 per person
Feeding on Admission Covered ✔
Drugs and Infusions Covered  ✔
Antenatal Care & Delivery After 18 months
Post Natal Care - 6 weeks After 18 months
Neonatal Care including Ear piercing, Circumcision After 18 months
Family Planning Services (Counselling, IUCDs, Injectables, Oral Contraception)
Routine (NPI) Immunizations (OPV, BCG, DPT, Measles, HBV, Vitamin A)
Additional Immunizations (Heberix, MMR, Menavax, Rotarix, Yellow Fever)
Emergency Care (Accidents & Emergencies, Resuscitative Life-Saving Treatment)
Ambulance Service Hospital to Hospital Hospital to Hospital
Minor Surgeries

All surgery limit


After 12 months

All surgeries Limit

₦250,000 couple

After 12 months

Intermediate Surgeries
Major Surgeries
Optical Care Eye tests,Eye Glasses & Contact lenses Max 5k per person Max ₦10,000 per couple
Primary Dental Care (Pain Relief, Scaling & Polishing, Simple Fillings, Simple Extractions)

Scaling and

polishing Only

Scaling and

polishing Only

Dental Surgical Extraction
HIV/Aids Treatment (Tests, Drugs, Treatment) After 12 months After 12 months
Special Investigations (ECG & EEG, Myelogram, CT Scan, ECHO, MRI Scan)
Psychiatric Treatment

Outpatient & Inpatient

Care 15 days Max

Outpatient & Inpatient

Care 30 days Max

Annual Wellness Check

Basic: Physical Exam, BP, Blood Sugar,  PCV/HB, Urinalysis

Basic: Physical Exam, BP, Blood Sugar, PCV/HB, Urinalysis

Intensive Care, NICU, SBCU
Infertility Investigation (Basic Non Surgical Investigation) After 14 months
Renal Dialysis



  Elderly Plan

Elderly Plan Plus+

Plan Enrollment
Premium Per Person Per Annum ₦ 145,000.00 ₦ 605,000.00 Plan Info Profile (PDF)
Buy This Plan Buy This Plan Download Reg. Form

Exclusion – Retail

There are conditions / services/ treatments that are not covered by our retail health plans. These include:

  • Overseas treatment/ investigations
  • Organ surgery and transplants
  • Plastic/cosmetic surgeries or treatments
  • Drug and alcohol abuse & ehabilitation
  • Embalmment, autopsies, mortuary services
  • Major and complex surgeries and procedures
  • Dietary and nutrition supplements
  • Intensive care services
  • Cancer care and treatment
  • Investigation and treatment for problems relating to infertility,
    e.g. IVF, GIFT, artificial insemination; and virility enhancing
  • Herbal drugs, non-prescription drugs/food supplements,
    experimental drugs and treatment
  • Dental care not listed under covered services
  • Home care, domiciliary care
  • Additional immunizations: pneumococcal, yellow fever, rotarix,
  • Joint replacements
  • Supply of prosthesis (artificial limbs, dental prosthesis)
  • Hormonal replacement therapy
  • Long term psychiatric illness (exceeding 6 months)
  • Treatment for newborns not registered on the plan within 4
    weeks of birth
  • Self-inflicted injuries
  • Treatment of congenital abnormalities (including sickle cell
  • Incubator care
  • Special baby unit care
  • Neonatal care not listed under services
  • Speech disorders
  • Treatment protocols that are not normal, customary or
    standard practice within Nigeria
  • Treatment of obesity & weight loss
  • Consultations with unrecognized consultants, hospitals, family
    doctors, therapists, dental practitioners, or complimentary
    medicine practitioners
  • Elective caesarean section
  • Treatment of burns greater than 9%
  • Learning difficulties, behavioral & developmental problems
  • Renal dialysis
  • Dental surgical extraction
  • Any treatment or procedure that is required as a follow-up to
    any of the listed excluded services
  • Autoimmune disorders
  • Any other service not listed under covered services