7 Ways Good Health Insurance Can Change Your Life

7 Ways Good Health Insurance Can Change Your Life.

01 No more worries about medical bills

Nobody likes bills; bills are not fun. Medical bills are especially unpleasant because they can be so expensive! Also, combined with the physical and emotional turmoil of illness, financial stress during illness can make one more ill.

Most times, we underestimate how expensive quality healthcare can be. So, it is actually very smart to let somebody else handle your bills for you.

02 You can pay for treatments you would ordinarily not be able to afford

Nobody wants to imagine that they or their loved ones will ever have a serious medical condition. But this is real life, not the movies and sometimes things go south. No matter how many times we say “Not my portion” and snap our fingers vigorously, sometimes bad things happen and we need to be prepared.

Would you rather be helpless and confused in times like this or have a way out? The answer is pretty obvious.

03 The internet can stop being your personal scary doctor

When you do not have health insurance, a doctor isn’t an appointment away and medical bills are a genuine fear. So, Dr. Interwebs comes to the rescue! The quickest and surest way to have a panic attack is to diagnose your symptoms on the internet. A headache, some tiredness, hiccups and some minutes spent with Dr. Interwebs can have you convinced you have a serious life threatening condition and that you are definitely going to die! Fear, anxiety and irrational thinking become your best friends. Most times, this fear is crippling and prevents you from seeing a doctor to get a proper diagnosis.

04 You can stop prescribing unnecessary medicines for yourself

After Dr. Internet’s diagnosis, you look to him for solutions as well. What you should be doing is booking an appointment to discuss symptoms with a real life doctor that will tell you most times that your concerns, although genuine, are unfounded and baseless. This means that that ulcer is not internal bleeding, that headache is definitely not a brain tumour, and yes, you will live. Yay! Seeing we ignore this route sometimes and take drugs without the advice of a qualified medical practitioner, we self-medicate by taking drugs that were prescribed by the faceless Dr. Interwebs. Self-medication is dangerous because it only delays proper medical advice and might exacerbate a condition that might not even be serious.

05 Peace of mind over everything

When some wacky racer hits your car, you remain calm for the most part because you have insurance. It is the same thing with a stolen phone or damaged property. Imagine having that with your health. We panic over health related issues because most of us know we are not protected so any health mishap is the beginning of a long series of events that could spiral out of control. You can buy new cars, new phones and more material possessions. Unfortunately, even with all the advancement in science, we cannot buy new bodies and peace of mind….yet. Health insurance is the best way to protect your peace of mind.

06 Reduce Fear and Anxiety of Going to the Hospital

Most of us have an understandable anxiety and fear when it comes to going to the hospital. This may stem from the association of hospitals with pain, injury, blood, isolation and mortality. Having health coverage demystifies hospitals and their activities as a good health insurance provider should put you at ease by providing information about quality healthcare. This can change the perception of hospitals as houses of horror to places of rejuvenation and healing.

07 Develop a Better Attitude towards Health

You would not go to the hospital if you had no reason to, right? Wrong! Even though you feel hale and hearty, you should go to the hospital for regular check-ups at least once a year.

Genetics play a big role in our health as people with family histories of conditions like diabetes, glaucoma, high blood pressure and some cancers are at risk of having them as well, no matter how healthy they are. Regular check-ups allow early detection of diseases and therefore preserve health and save lives.

With health insurance, the likelihood of seeing a doctor in these kinds of situations is higher, and so preventative treatment can be administered early if anything is detected. This is why people who have a particular condition with no health insurance have a higher mortality rate than other people living with the same condition with health insurance.



Be prepared and smart. Get Health Insurance.